Application to the bank for granting preferential terms under a Bank loan Agreement
In JSC "Alatau City Bank"
from: Soy G. Bayrkhanovna
IIN: ....
Turkistan region, Maktaaral aud., Atakent aul., .. phone: +7 701 ...
Representative by proxy:
Lawyer With Galymzhan Turlybekovich
Law and Law Law Firm
BIN 201240021767
79 Abylai Khan Ave., office 304, Almaty.
info@zakonpravo.kz / www.zakonpravo.kz
+ 7 727 971 78 58; +7 708 578 57 58.
Statement
on granting preferential terms under the Bank Loan Agreement no.P-11 MIB64568857-2024
A Bank Loan Agreement No. EM24990-007227715 has been concluded between me (hereinafter referred to as the Borrower) and you, Alatau City Bank JSC (hereinafter referred to as the Bank).
From the moment of receiving the loan to the present day, the Borrower's obligations assumed under the Bank Loan Agreement have been fulfilled properly and without delay.
The borrower works in a secondary school, as a teacher, and the only source of income is the teacher's salary, which is 463,000 tenge.
Besides you, the borrower has other obligations to financial institutions, namely:
Forte Bank JSC Bank Loan Agreement no.P-11 MIB64568857-2024 - Periodic payment amount : 171,124.42 tenge;
JSC "Alatau City Bank" Bank loan agreement No. TW22990 002866489 - Periodic payment amount : 135,000.00 tenge;
MFO Arnur Credit LLP Loan agreement no.BKL 2-4-316 2025-1 - Periodic payment amount : 70,625.00 tenge;
MFO Arnur Credit LLP Loan agreement no. BKL 2-4-316 2025-2 - Periodic payment amount : 46 983.00 tenge;
MFO Arnur Credit LLP Loan agreement no. BKL 2-4-316 2025-3 - Periodic payment amount : 50,704.00 tenge;
There is also a debt owed to the pawnshop for a monthly extension of 50,000 tenge. If necessary, we can provide a certificate from the First Credit Bureau.
In total, the monthly expenses of the Borrower for the deduction of these obligations exceed 500,000 tenge.
With this letter, I confirm that the Borrower does not avoid fulfilling the obligations under the agreement, fulfills the obligations to the best of his financial ability and hopes for your understanding and granting preferential terms with partial cancellation / reduction of the interest rate or extension of the loan term without increasing the loan amount.
In accordance with paragraphs 1-1, Article 36 of the ZRK On Banks and Banking Activities, the Borrower has the right, under a bank loan agreement, to apply to the bank with a written statement containing information on the reasons for the delay in fulfilling obligations under the bank loan agreement, income and other confirmed circumstances (facts) that determine his application for amendments to the terms a bank loan agreement.
paragraphs 1-2. of Article 36 of the Air Defense System, the Bank, within fifteen calendar days after the date of receipt of the application provided for in paragraph 1-1 of this Article, shall consider amendments to the terms of the bank loan agreement proposed by the borrower, an individual, in accordance with the procedure established by a regulatory legal act of the authorized body, and in writing, as well as through information facilities or by any other means, in accordance with the bank loan agreement, informs the borrower.
Based on the above and in accordance with Article 36 of the SAM On Banks and Banking Activities,
I ask you to:
· Provide preferential terms under the Bank Loan Agreement no.EM24990-007227715, with partial write-off / reduction of the interest rate or extension of the loan term without increasing the loan amount, excluding penalties and fines;
· To respond to the application within the time limits prescribed by law.
With respect,
Sa G Bayrkhanovna
Proxy Representative Lawyer: From G.T.
Attention!
Law and Law Law Law draws your attention to the fact that this document is basic and does not always meet the requirements of a particular situation. Our lawyers are ready to assist you in legal advice, drawing up any legal document suitable for your situation.
For more information, please contact a Lawyer / Attorney by phone: +7 (708) 971-78-58; +7 (700) 978 5755, +7 (700) 978 5085.
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