An example of an objection to a claim for debt collection
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To the Alatau District Court of Almaty to the Judge ...............
Republic of Kazakhstan, Almaty, 050016, Nusupbekov St. 34.
from the Defendant: ................... IIN: .............
Proxy representative: Sarzhanov Galymzhan Turlybekovich IIN: 850722301036.
50 Zhibekzholy ave., office 202, Medeu district, 050002, Almaty,
Business center Quarter. info@zakonpravo.kz / www.zakonpravo.kz + 7 (708) 578 57 58.
Kassa Nova Bank JSC With the claim of Kassa Nova Bank JSC (hereinafter referred to as the Plaintiff, the Bank) against gr. ............,. ( further– the Defendant, the Debtor) disagree on the following grounds:Between Kassa Nova Bank JSC and gr. ............,. 15 July 20....A bank loan agreement has been signed for a year № ..........., for which the Borrower was granted a loan in the amount of 5,000,000 tenge by the bank for a period of 48 months with an interest rate of 19% per annum.Also between Kassa Nova Bank JSC and gr. ............, 9 June 20.. A bank loan agreement has been signed for a year № ..........., for which the Borrower was granted a loan in the amount of 5,000,000 tenge by the bank for a period of 60 months with an interest rate of 19% per annum. Ensuring the fulfillment of the Debtor's obligations are: - A real estate pledge agreement № ............. dated 07/15/20... of the year, according to which an apartment building was provided as collateral, located at the address: Almaty, MD. ........, St. ........., D.33.- Pledge agreement № ............. from 09.06.20............ of the year, according to which funds in the amount of 565,000 (five hundred and sixty-five thousand) tenge were provided as collateral.Due to the temporary loss of a permanent source of income, the Debtor violated the repayment schedule of the bank loan. Referring to this violation, the Bank demanded early repayment of the entire amount owed. Since the Debtor had a permanent source of income at the time of the claim, she contacted the Bank in writing, asking for the opportunity to
to establish a new repayment schedule, terminate the claim work, and write off the accrued penalty. The debtor has made repeated attempts to resolve the current situation in a pre-trial manner by peaceful means. However, the Bank, unwilling to make concessions, filed a lawsuit in court.In the annual messages to the people, the Leader of the Nation, the President of the Republic of Kazakhstan, Nursultan Nazarbayev, in view of the difficult economic situation, each time calls on everyone to be loyal in difficult times for the people.The difficult times that have developed have led to a number of undesirable and unpleasant consequences for the Defendant and her family, both financially and morally. Moreover, it had a disastrous effect on the health and well-being of the family, due to severe psychological and emotional stress, due to the inability to pay off debt obligations.
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